Financing
Every product below is underwritten from platform activity: verified jobs, customer confirmations, transaction volume and repayment behaviour.
“I have the job, but I don't have enough money to buy the materials.” Request an advance against a confirmed job and repay automatically when the customer releases payment.
Own the equipment that lets you quote for bigger contracts. Choose from vetted partner equipment and repay monthly from platform earnings.
Larger facilities for Pros with sustained platform history — bulk materials, hiring assistants, workshop expansion or funding several projects at once.
Limits below are the MVP defaults and are configurable by operations. Actual offers depend on verified work history, Craft Score and account activity.
Score 300 – 499
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No financing yet
Score 500 – 599
₦50,000
Starter
Score 600 – 649
₦150,000
Growing
Score 650 – 699
₦300,000
Established
Score 700 – 749
₦500,000
Trusted
Score 750+
₦1,000,000
Premium
Craft Capital does not make regulatory claims in this demo. Payment, identity verification and lending capabilities are structured behind service abstractions so licensed partners can be integrated before live disbursement.