Why we exist

An electrician can complete four hundred jobs across a decade and still have nothing a bank can read. No payslip, no statement of trade, no verifiable customer record. When a large contract finally arrives, the materials cost more than the cash on hand — and the job goes to someone else.

Craft Capital changes what counts as evidence. Every job requested, quoted, confirmed, completed and paid through the platform produces a signed record. Ratings, repeat customers, transaction volume and repayment behaviour compound into a Craft Score, and that score determines access to job advances, tool financing and growth capital.

We are deliberate about the boundaries. The Craft Score is an internal reputation and financing score, not a credit bureau rating. Payment, identity verification and lending integrations are built behind clean service abstractions so licensed partners can be connected as the product moves from pilot to production.